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Understanding Credit Files To Repair Credit

Understanding Credit Files To Repair Credit

Understanding Credit Files to Repair Credit If you are in debt and nagged daily by creditors you might want to understand your credit files to repair your credit. If you are delinquent in payments your credit score is affected, and often you can’t get a loan. There are exceptions but if you are able to […]

Posted in: Information
Credit Repair Do It Yourself

Credit Repair Do It Yourself

Credit Repair the Do-It-Yourself Way Negative remarks on your credit report can cost serious money. You do not have to despair though, since it is never too late to become credit worthy again. However, always remember that credit repair do not happen overnight. It requires serious dedication and perseverance to start in a clean slate […]

Posted in: Articles
Laws In Credit Repair

Laws In Credit Repair

Laws in Credit Repair There are certain laws issued for people that have bad credit and to know these laws is important to protect all those involved in your life. The Federal Legislation and several other agencies including the Fair Credit Reporting Act (FCRA) protect you from collection agencies and creditors. If you have bad […]

Posted in: Articles
Do It Yourself Credit Repair

Do It Yourself Credit Repair

Do it yourself Credit Repair Many of us believe that it is only through an agency that we could possibly have any hope for repairing our own credit.  Rest assured that this is not true.  It could possibly cost you more money and time to arrange through an agency than it would to just do […]

Posted in: Advice
The Basics Of Credit Repair

The Basics Of Credit Repair

The Basics of Credit Repair By having a credit, you are using someone else’s money as payment for your purchases. In addition, it also indicates that you are swearing to repay the money to the agency or person that loaned you the amount. If you are applying for a loan, credit card or mortgage, it […]

Posted in: Advice
Debt And Credit Repair

Debt And Credit Repair

Taking Care of Your Debt Situation You can determine a financial emergency once you experience a situation that can render you moneyless, homeless or without any important property. You should differentiate this kind of emergency from a threatening phone call or letter from a bill collector. When experiencing such emergency, it is crucial to act […]

Posted in: Tips
Reversing Credit Repair

Reversing Credit Repair

If you want to reverse your credit repair and land deeper in debt, let me show you how. Have you ever seen the advertising’s that say you qualify for $10,000 in credit and your credit will increase once you accept the terms & conditions and also send them some upfront fees? How about the ads […]

Posted in: Articles
Credit Repair Companies

Credit Repair Companies

Credit Repair Companies The world is swarming with predators ready to tell you that they can repair your credit. Some of the sources say they can repair your credit in as little as three minutes, while others tell you as little as 25 days. If you are searching for a solution to repair your credit, […]

Posted in: Articles
Avoiding Bad Credit Loans

Avoiding Bad Credit Loans

Avoiding Bad Credit Staying in contact with your payments each month can help you avoid bad credit. If you research the marketplace before coming to a purchasing decision, you are well on your way to avoiding bad credit and repair credit hassles. You want to consider all applications, including credit cards, student loans, mortgages, and […]

Posted in: Advice
Assumptions In Credit Repair

Assumptions In Credit Repair

When it comes to life the majority are always assuming, and the most of them assume the worst. Creditors, debtors or anyone today all base their theories on assumptions and assumptions from the beginning of time have caused nothing but failure. When people fail to pay their bills on time, many of the creditors assume […]

Posted in: Advice
Credit Repair the Do-It-Yourself Way

Credit Repair the Do-It-Yourself Way

Negative remarks on your credit report can cost serious money. You do not have to despair though, since it is never too late to become credit worthy again. However, always remember that credit repair do not happen overnight. It requires serious dedication and perseverance to start in a clean slate once more. How to Get […]

Posted in: Articles
Breaking the Habit – How to Stop Using Your Credit Card

Breaking the Habit – How to Stop Using Your Credit Card

You know your debt is rising, but still cannot stop using your credit card for purchasing items. Several people get easily dependent on credit cards for everyday expenses and impulsive buys. The fact that you are borrowing money from the creditor for your purchase might be tempting, but the truth is: you must be able […]

Posted in: Articles
Cleaning the Mess in Your Credit Report

Cleaning the Mess in Your Credit Report

An important factor that plays an important role in maintaining a clean credit report is actually the contents of your credit report. The credit report is pretty much the story of your financial life, contained in a detailed document. The credit report carries the credit score, which is a numeric ranking usually between 300 and […]

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Credit Repair: How Credit Scores Really Work

Credit Repair: How Credit Scores Really Work

Not all Scores are Equal There are many credit scores available, but the only one that matters is your FICO score. FICO, by the way, is an acronym for Fair Isaac and Company, the developer of the score. This is the score that virtually all lenders use. Other scores attempt to approximate the FICO score, […]

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Common Credit Repair Questions Answered!

Common Credit Repair Questions Answered!

What is the quickest way to improve your score? Do mortgage inquiries count against your credit score? Credit repair expert Jim Kemish answers these questions and more. The Importance of Your Credit Your credit score will determine the interest rate that you are charged on everything from your credit cards to your mortgage. No other […]

Posted in: Articles
Credit Repair Scam Tips

Credit Repair Scam Tips

There are credit counseling services that are free of charge. Check into those. Check with the Attorney General’s office and the Better Business Bureau for complaints filed on company. If you are asked to sign a contract, Make sure you read and understand before you sign; there could be hidden charges, etc. Check with your […]

Posted in: Tips